“A good credit score is your most valuable financial asset.”

Debt is a liability, not an asset. A credit score indicates your ability and willingness to go into debt.

A good credit score is a bulls-eye painted on your back. It says, “Here is an idiot who is willing to carry debt.” It marks you as an addict to whom the credit industry can market its usury.

Your most valuable financial asset is your ability to earn money.